Search News

Results: 1-10 of 417

Join over 20,000 businesses that are benefiting from being Disability Confident

17 Jun 2021

The Disability Confident scheme supports employers with the tools to make the most of the talents disabled people can bring to the workplace.
Read more…

Help to Grow Webinar: How SMEs can innovate, grow & drive recovery

17 Jun 2021

Join the Secretary of State for the Department for BEIS, Rt Hon Kwasi Kwarteng MP, for the next in a seriesof live panel discussions on 23rd June at 10:30 AM

Read more…

Bank of England new polymer 50 note coming next week

16 Jun 2021

The Bank of England have released details about the new polymer £50 note featuring the mathematician Alan Turing.
Read more…

Global Payments strengthens Ecommerce Portal security with multi-factor authentication

16 Jun 2021

Multi-factor authentication (MFA) is an extra layer of protection for your account login credentials and business data.
Read more…

Rishi Sunak rejects calls by businesses for furlough extension despite extended restrictions

15 Jun 2021

Rishi Sunak has rejected business demands for an extension of the furlough scheme and business rates relief, despite a four-week delay in the easing of Covid-19 restrictions now set for 19... Read more…

Deadline extension for Strong Customer Authentication

10 Jun 2021

The FCA have announced that they have extended the deadline for implementing Strong Customer Authentication (SCA) for e-commerce transactions to 14 March 2022.
Read more…

Independents' Day UK campaign to culminate in full weekend celebration of indie retail sector across 3/4 July

2 Jun 2021

The campaign's organisers are asking the public to "pledge a few pounds" to independent retailers across the weekend
Read more…

Government Launches 'Together for our Planet' to encourage SMEs to cut emissions

1 Jun 2021

The Together for our Planet campaign encourages small businesses to pledge to cut their emissions to net zero by 2050 or sooner, while helping them grow, adapt and seize new opportunities.... Read more…

Register as a supporter for #BikeIsBest Spring Summer Campaign

28 May 2021

The Cycling Marketing Board has united with the ACT and other leading cycle organisations into one powerful voice, with a single mission - to get more people riding bikes, more often.
Read more…

#ShopKind campaign gathers momentum as retail industry comes together to tackle shopworker abuse

27 May 2021

The #ShopKind campaign was launched in April with the purpose of spreading awareness of the violence that takes place in shops on a dailybasis.
Read more…

Back to news menu

Businesses offering retail finance can now save hundreds of pounds per year with ActSmart's new initiative

Posted on

ActshoppingSmart subscribers will be able to save time and money when offering retail finance with the new Retail Finance Appointed Representative initiative, meaning they get all the benefits of offering regulated finance with no Financial Conduct Authority (FCA) involvement.

Over the past year retail finance has played a key role in sales throughout the pandemic; when comparing Jan 2020 to Jan 2021 applications to purchase items through retail finance have increased by nearly 50%.

With more businesses realising the value that retail finance can bring to their business, ActSmart has now transformed the process to make it easier and cheaper than ever before. The brand new Retail Finance Appointed Representative service will save ActSmart subscribers both time and money on a yearly basis by removing the FCA acceptance and renewal processes.

Key benefits of the new service include:

  • Offer regulated finance to your customers
  • No initial FCA application fee - save £100
  • No FCA yearly renewal fees (except any incurred prior to being appointed) - save a minimum of £150 per year
  • No FCA paperwork - save time and effort
  • Liaise directly with ActSmart not the FCA
  • Offer finance with no subsidies

For more information and to apply for the Retail Finance Appointed Representative service please visit the ActSmart website here or get in touch at

Please note: Owing to the FCA fee structure and process for changing from a directly authorised business to an Appointed Representative ActSmart will currently be prioritising non-authorised businesses. Businesses that are already directly authorised by the FCA can still take advantage of the cost and time savings by becoming an Appointed Representative but the process will be completed nearer the next FCA reporting period.

All interested businesses should register using the form on this page and we will contact you in due course.

Back to news menu

Useful links

If you have any other queries please contact us.